Buying a Home with a Small Down payment (FHA, Conventional, VA Loans)

Natalia Echeverri
Natalia Echeverri
Published on August 20, 2021

Many would-be homeowners hesitate applying for a mortgage, thinking they need 20 percent of a home’s purchase price as a down payment on the loan. If you’re among them, we have good news for you: you can buy a home with zero down payment (if you qualify) or with a very-low down payment–3.5 percent in many cases. Let’s take a look at some of the alternatives to the 20 percent down payment.

There are several ways to buy a home with NO down payment
VA Loans
USDA
Use down payment assistance programs
Consider programs with a low-down payment requirement
FHA

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